Instant opening
Your account ready in minutes — no branches, no paper. Just your phone and ID.
Personal account
Your everyday wallet,built for real life.
Open in minutes. IBAN, multi-currency, cards, and transfers — without branch visits or paperwork.
Why SDB?
The difference is clear.
Competitive pricing
Fair plans, Mastercard cards, transfers, exchange, and crypto trading in one place.
150+ countries
Send and receive across 150+ countries with a real international IBAN.
Instant card
Virtual Mastercard right after signup — online purchases or add to Apple Pay and Google Wallet.
High security
Strong encryption, biometrics, dynamic CVV, instant freeze, and 24/7 fraud monitoring.
Smart analytics
Track spending with insights, auto categories, budgets, and clear monthly summaries.
What your account includes
Basics
- International IBAN
- Mastercard
- iOS & Android app
- In-app support
Transfers
- Free internal transfers
- SEPA
- SWIFT
- Real-time status
Currencies
- 30+ currencies
- Market exchange rates
- Multi-currency wallets
- Hold and convert
Security
- Encryption in transit and at rest
- Face ID / fingerprint
- AI fraud monitoring
- Instant card controls
Open your account in 3 steps
01
Download the app
Get SDB Wallet from the App Store or Google Play.
02
Verify your identity
Complete a quick, secure ID check from your phone.
03
You are ready
Fund your wallet, order your card, and start spending.
Limits & fees
Mastercard cards
5 cards
5 cards + 5 accounts included on every plan
Currency exchange
From +1%
Personal +3% — Plus +1.5% — Business +1%
Deposit fee
From 0.8%
Personal 2% — Plus 1% — Business 0.8%
Transfer fee
From 1%
Personal 2.5% — Plus 1.5% — Business 1%
Want more?Discover our plans.
Upgrade to Plus (coming soon) for lower fees (1.5% transfers), 1% cashback, and priority support—or explore Business and Enterprise accounts.
Compare plansOur Testimonials
Trusted By Leaders
Leading brands trust us to deliver impact-and they say it best
Cross-border payroll became predictable for our team
Before SDB, we used two providers and still had delayed payouts. Now we schedule one weekly batch, fees are transparent, and our remote staff get paid on time.
Layla Rahman
Finance Operations Lead, NovaStack
4.9 Rating
-38%
Transfer Cost
FAQ
Frequently asked questions
Everything you want to know about SDB Wallet in one place.
The wallet in your pocket
Download the SDB Wallet app and send money from anywhere.